Fernando Espuelas

Chief Executive Officer

Fernando Espuelas is the founder and CEO of Vera Money, the AI private banker built to end money panic for everyone. A serial entrepreneur, he has been building companies since seventh grade, when he launched a bank and insurance company at Central Junior High in Connecticut (deposits accepted, claims paid). He later co-founded StarMedia, the first Latin American internet company to IPO on Nasdaq, served as an executive at AT&T, Ogilvy, and Mercury Public Affairs, and hosted national TV and radio programs for Hearst and Univision. Time and CNN named him a “Leader of the Millennium.” He is a Henry Crown Fellow at the Aspen Institute.

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Vera Money is a financial technology company, not a bank. Vera Money is not FDIC-insured. Deposit account funds are insured through First Federal Bank of Kansas City, Member FDIC, on a pass-through basis up to $250,000. Conditions must be met to qualify for this insurance, which only protects against the failure of the bank where the account(s) is held.

Vera Money is a DBA of Verde, Inc. © 2026 by Verde, Inc. All rights reserved. Vera Money never sells or shares your data.


** Vera is a digital money companion and trusted guide. Vera provides general financial education and tools to support decision-making. The App does not provide investment, legal, tax, or financial advice, and no information within the App should be interpreted as such. You should consult with a qualified professional before making financial decisions. We use AES-256 encryption to secure sensitive data both at rest and in transit.

The Vera Money Card is a Debit card issued by First Federal Bank of Kansas City, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.