A woman in a sunlit field, head tilted up with a joyful smile toward a blue sky, a moment of freedom and calm.

Your money
deserves a
wingwoman.

Meet Vera, the privacy-first money guide created just for you.

Vera never sells or shares your data.

For generations, a personal money guide
was a privilege of the few.

Now it's for
everyone.

Someone who knows your life, watches
your money and fights for your future.
Vera Money brings that kind of guidance to everyone.
No minimums. No monthly fees. No velvet rope.

Money worry keeps
too many people
up at night.
It shapes their choices,
their relationships,
their sense
of what’s possible.
Vera Money exists
to power
your dreams.

Vera Money is a financial technology company, not a bank. Banking services are provided by First Federal Bank of Kansas City, Member FDIC.

What's been sitting in your checking doing nothing?

We'll show how much your money could actually be growing
while you're busy living your life.

Your income (annual) $

Avg. monthly leftover$750

≈ 15% of your monthly income

With AutoSave, Vera moves this into savings for you.

After

Saving 15% of your $60,000 income

$9,066

total balance: deposits + interest earned4

Plain deposits (no interest)$9,000
+ Interest earned (1.01–1.51% APY)+$66

Start at 1.01% APY · jumps to 1.51% once your balance hits $5,000 · Interest compounds daily

Vera is built to be ethical.

Five ethical principles are built into Vera from day one.
She never sells, never promotes, and always puts your interests first.

Someone enjoying a calm, everyday moment.

Well-being first

Vera’s first rule is to do no harm. She’ll never knowingly suggest something that puts your money or your peace of mind at risk.

Well-being first

Vera’s first rule is to do no harm. She’ll never knowingly suggest something that puts your money or your peace of mind at risk.

A man smiling in a casual everyday setting.

You're in control

Vera follows your lead and respects your choices, even when they’re not the path she’d pick.

You're in control

Vera follows your lead and respects your choices, even when they’re not the path she’d pick.

A person smiling at the camera in natural light.

Integrity

Vera's guidance is honest and secure. There's never any advertising or sponsored recommendations. Vera is only loyal to you.

Integrity

Vera's guidance is honest and secure. There's never any advertising or sponsored recommendations. Vera is only loyal to you.

Friends sharing a moment together.

Fairness

Vera treats everyone equally, with no bias or discrimination, and is open about how she reaches her guidance.

Fairness

Vera treats everyone equally, with no bias or discrimination, and is open about how she reaches her guidance.

A woman jogging outdoors on a bright day.

Continuous evolution

Vera keeps learning, about money and about ethics, as laws, values and AI best practices evolve.

Continuous evolution

Vera keeps learning, about money and about ethics, as laws, values and AI best practices evolve.

Loyal to you, not to us.

We succeed only when you do. Never by selling what we know, never by renting your attention.

A house keeping your data safe inside An old billboard overgrown with vines, ads tossed in a pot Two potted plants braiding together, one full of coins, with a watering can A wallet strapped shut with a seatbelt buckle

Never sold, never shared

Your data stays yours. You choose what Vera can see, and you can delete it anytime.

No ads, no sponsorships

Nobody pays to reach you through Vera. There's no one to sell you to. Just you, and your money.

We earn when you do

Our revenue comes from interchange and subscriptions, so Vera only wins when your money is working.

AES-256 encryption

The standard used across financial services, protecting your data at rest and in transit.

★★★★★
“

Finally a money app that doesn't give me a panic attack.

Kaya M.Vera user
★★★★★
“

The app is great at getting me to think about my money goals in a calm, friendly way. It helps me get focused and motivated.

Tomás V.Vera user
★★★★★
“

It understands who I am and the goals I'm aiming for. I'd definitely recommend Vera to my family and friends.

Fiona R.Vera user

Got questions?
Vera's got answers.

Everything you need to know about Vera, simple, clear, and always transparent.

What is Vera?
Vera is your trusted money guide, built around your life. Ask it real questions about your money and get clear, personal answers that fit your situation.
What can Vera do that a budgeting app can't?
Budgeting apps tell you what already happened. Vera answers the question before you spend, using your real income, your real bills and your real goals. Ask "can I afford this?" and get a straight answer: yes, not yet, or here's how much.
Is Vera human?
Vera isn't a human. She's a digital money guide built to be thoughtful, supportive, and judgment-free. Under the hood, Vera uses AI to understand your questions and personalize guidance. You stay in control of what you share, and you can disconnect or delete your data anytime.
How do I open a Vera Money account?
Vera Money Banking is live, with limited availability. Download the app and you can open checking, a debit card and savings accounts from inside it.Vera Money is a financial technology company, not a bank. Banking services are provided by First Federal Bank of Kansas City, Member FDIC.
How is Vera's AI different from ChatGPT?
ChatGPT gives you generic answers. Vera gives you answers built around your actual financial life, securely, privately, and never used for anything else. The longer you use it, the more it feels made for you.
How is Vera free?
Vera is free today and free forever for the guidance layer. With Vera Money Banking, we earn revenue through interchange, deposits, and premium services, never by selling your data or charging you subscriptions for the core product. Your financial life gets better, and we get paid when your wealth grows.Vera Money is a financial technology company, not a bank. Banking services are provided by First Federal Bank of Kansas City, Member FDIC.

Relax,
Vera is on it.

We measure success by one thing: yours.
Less worry, more confidence, and a future
that feels like yours.

Disclosures

  1. Vera Money is a financial technology company, not a bank. Vera Money is not FDIC-insured. Deposit account funds are insured through First Federal Bank of Kansas City, Member FDIC, on a pass-through basis up to $250,000. Conditions must be met to qualify for this insurance, which only protects against the failure of the bank where the account(s) is held.
  2. 1.01% APY, or 1.51% APY once your balance reaches $5,000. Interest compounds daily. Rates are variable and may change after the account is opened. Fees may reduce earnings. Above the FDIC national average savings rate of 0.38%, as published at fdic.gov as of September 18, 2026; national average rates are subject to change.
  3. Earn $25 for each of your first four qualifying direct deposits of $500 or more, up to $100 total. A qualifying direct deposit is an ACH deposit of payroll, pension, or government benefits from your employer or benefits provider — transfers between your own accounts, P2P transfers (e.g., Venmo, Cash App), and check deposits do not qualify. Each $25 bonus is credited within 3 business days of the qualifying deposit posting. One bonus program per customer. Valid until March 31, 2027.
  4. APYs accurate as of July 17, 2026. Rates are variable and may change after the account is opened. 1.51% APY applies to the entire balance once it reaches $5,000. Fees may reduce earnings. Illustration only — assumes consistent monthly deposits at the amounts shown; not a guarantee of future rates or savings outcomes.
  5. The Vera Money Card is a Debit card issued by First Federal Bank of Kansas City, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
  6. Vera is a digital money companion and trusted guide. Vera provides general financial education and tools to support decision-making. The App does not provide investment, legal, tax, or financial advice, and no information within the App should be interpreted as such. You should consult with a qualified professional before making financial decisions. We use AES-256 encryption to secure sensitive data both at rest and in transit.

Vera Money is a DBA of Verde, Inc. © 2026 by Verde, Inc. All rights reserved. Vera Money never sells or shares your data.