Money,
made personal.

Vera is the trusted money guide built around your life. Your data stays yours — never sold, never shared.

Money is personal — nobody’s ever treated it that way

Banks hold your money.
Budgeting apps track it.
Vera makes it work for you.

Banks hold your money.
Budgeting apps track it.
Vera makes it work for you.

Nearly half of Americans say they don’t feel financially secure—even as household incomes climb.

Nearly half of Americans say they don’t feel financially secure—even as household incomes climb.

The world your money lives in isn’t the one banking was built for.

The world your money lives in isn’t the one banking was built for.

Subscriptions everywhere. Variable income. Split expenses. Buy-now-pay-later. Investment options that used to be gatekept. Financial decisions coming faster than ever—from a car dealership to a wedding to a Sunday afternoon impulse.

Subscriptions everywhere. Variable income. Split expenses. Buy-now-pay-later. Investment options that used to be gatekept. Financial decisions coming faster than ever—from a car dealership to a wedding to a Sunday afternoon impulse.

Banks were built for a simpler world. Vera is built for yours.

Banks were built for a simpler world. Vera is built for yours.

No catch

Full access.

Free.

No subscription

No credit card required

No ads

No data selling—ever

Get Vera free →

As seen in

“Users decide what to share, there’s no selling or sharing of personal or financial information, and all data is encrypted and deletable at any time.”

“Users decide what to share, there’s no selling or sharing of personal or financial information, and all data is encrypted and deletable at any time.”

— Yahoo Finance

Features

Guidance that gets you.

Guidance that gets you.

Ask before you buy

“Can I afford this trip? This car? This wedding?” Vera answers with your real income, real savings, and real goals.

Ask before you buy

“Can I afford this trip? This car? This wedding?” Vera answers with your real income, real savings, and real goals.

Every dollar has a job

Bills, spending, savings, and long-term goals—all coordinated in one place, adjusted as your life changes.

Every dollar has a job

Bills, spending, savings, and long-term goals—all coordinated in one place, adjusted as your life changes.

The full financial picture

Connect your accounts via Plaid. Vera works with your actual numbers — securely, and only when you say so.

The full financial picture

Connect your accounts via Plaid. Vera works with your actual numbers — securely, and only when you say so.

A trusted guide in your pocket

Ask anything about money. Judgment-free answers grounded in what you actually need—never sales targets.

A trusted guide in your pocket

Ask anything about money. Judgment-free answers grounded in what you actually need—never sales targets.

Security

Bank-level encryption with secure Plaid integration

Bank-level encryption with secure Plaid integration

We use bank-grade AES-256 encryption to secure your data at rest and in transit—so SafeSpending and planning stay private and accurate.

AES-256 encryption

Connect in seconds

8,000+ apps trust Plaid

Delete anytime

Vera starts where the decisions get made.

Introducing

Vera SafeSpending™

Vera SafeSpending™

Worried about overspending?

Unsure what you can afford?

Ask Vera before you buy. Get a clear “yes / not yet / safe amount”—plus when it’s safe and the next step.

Instant SafeSpending™ view

Debt reduction plans

Anxiety-free chat

Coming soon · Vera Banking

A trusted guide, with a bank underneath.

A trusted guide, with a bank underneath.

A checking account, debit card, and savings accounts earning above-average interest*—all under the guidance you already trust. No minimums. No monthly fees.

Join the waitlist →

Alpha is live with a small group.
Wider access opens this fall.

*1.01%–1.51% APY vs. the FDIC national average savings rate of 0.38% as of July 2026 as published at fdic.gov. National average rates are subject to change.

Why Vera is different

Why Vera is different

Banks hold your money. Neobanks profit off your data. Budgeting apps track it. Vera makes it work for you — without compromising on privacy.

Traditional Bank

Neobanks

Budgeting Apps

Built for

Everyone (nobody)

Fee-avoidance

Tracking

You. Personally.

Guidance

Scripted, one-size-fits-all

None — they hold your money

Rules-based nudges

AI built around your actual financial life

Decision help

Nothing at the moment you need it

Balance check

Category alerts

Real answers to real questions

Grows with you

You outgrow the account

Same product forever

Same tracking forever

From daily decisions to the ones that shape your life

The feel

Bureaucratic

Transactional

Guilt-inducing

A trusted guide in your pocket

Traditional Bank

Built for

Everyone (nobody)

Guidance

Scripted, one-size-fits-all

Decision help

Nothing at the moment you need it

Grows with you

You outgrow the account

The feel

Bureaucratic

Neobanks

Built for

Fee-avoidance

Guidance

None — they hold your money

Decision help

Balance check

Grows with you

Same product forever

The feel

Transactional

Budgeting Apps

Built for

Tracking

Guidance

Rules-based nudges

Decision help

Category alerts

Grows with you

Same tracking forever

The feel

Guilt-inducing

Built for

You. Personally.

Guidance

AI built around your actual financial life

Decision help

Real answers to real questions

Grows with you

From daily decisions to the ones that shape your life

The feel

A trusted guide in your pocket

Better decisions. Better outcomes. A financial life that actually works.

Vera’s 5 ethical principles

Vera’s 5 ethical principles

People come first, not data extraction—no ads, no data selling.

Well-being first

Well-being first

Vera never recommends actions that could cause harm or stress.

Well-being first

Vera never recommends actions that could cause harm or stress.

You’re in control

You’re in control

Vera follows your directives, respecting your choices.

You’re in control

Vera follows your directives, respecting your choices.

Integrity

Integrity

Vera’s advice is honest and secure.

Integrity

Vera’s advice is honest and secure.

Fairness

Fairness

Vera treats everyone equally, no bias or discrimination.

Fairness

Vera treats everyone equally, no bias or discrimination.

Continuous evolution

Continuous evolution

We continuously improve Vera to stay ethical, accurate, and relevant—without selling your data.

Continuous evolution

We continuously improve Vera to stay ethical, accurate, and relevant—without selling your data.

What people say

What people say

Real stories from people who use Vera every day—feeling more supported, more in control, and more at ease with their money.

★★★★★

I think Vera is a great application! It allows users to work on their finances in an easy-to-follow way and understands who the user is and the goals they’re aiming for. I’d definitely recommend Vera to my family and friends!

F

Fiona R.

Vera user

★★★★★

The app is great at getting me to think about my money goals and how to achieve them in a calm, friendly way. Money is a dicey subject, and the way Vera approaches it helps me get focused and motivated.

T

Tomás V.

Vera user

★★★★★

Finally a money app that doesn’t give me a panic attack. I’ve tried a lot of budgeting apps but usually delete them after a week. Vera feels completely different—the coaching is actually helpful and supportive.

K

Kaya M.

Vera user

Got questions?
Vera’s got answers.

Got questions?
Vera’s got answers.

Everything you need to know about Vera, simple, clear, and always transparent.

Ready when you are.

Try Vera today.

Free · No subscription · Delete your data anytime

Get in line for Vera Banking.

Join the waitlist →

Alpha live now · Wider access this fall

Ready when you are.

Try Vera today.

Free · No subscription · Delete your data anytime

Get in line for Vera Banking.

Join the waitlist →

Alpha live now · Wider access this fall

Vera is a financial technology company, not a bank. Vera is not FDIC-insured. Funds may be held for your benefit by First Federal Bank of Kansas City, Member FDIC.

Funds in custodial accounts may be eligible for FDIC insurance coverage on a pass-through basis, subject to certain regulatory requirements and conditions being met (for example, proper recordkeeping and ownership identification). FDIC insurance only protects against the failure of an FDIC-insured bank; it does not protect against losses due to fraud, theft, market events, or Vera’s operations.

FDIC insurance coverage is subject to the standard insurance limits — currently up to $250,000 per depositor, per insured bank, for each account ownership category. Your total coverage depends on your relationship with the bank and the aggregate balances you hold there, including through other accounts you may maintain directly with the same bank.

Vera™ is a Verde™ service. © 2026 by Verde Inc. All rights reserved. Vera never sells or shares your data.


Vera is a digital money companion and trusted guide. Vera provides general financial education and tools to support decision-making. The App does not provide investment, legal, tax, or financial advice, and no information within the App should be interpreted as such. You should consult with a qualified professional before making financial decisions. We use bank-grade AES-256 encryption to secure sensitive data both at rest and in transit.