The people behind Vera Money.
The operators building it day to day.
Veterans of StarMedia, Bank of America,
AT&T, Microsoft, Visa and Bazaarvoice.
Fernando Espuelas
Chief Executive Officer
Fernando Espuelas is the founder and CEO of Vera Money, the AI private banker built to end money panic for everyone. A serial entrepreneur, he has been building companies since seventh grade, when he launched a bank and insurance company at Central Junior High in Connecticut (deposits accepted, claims paid). He later co-founded StarMedia, the first Latin American internet company to IPO on Nasdaq, served as an executive at AT&T, Ogilvy, and Mercury Public Affairs, and hosted national TV and radio programs for Hearst and Univision. Time and CNN named him a “Leader of the Millennium.” He is a Henry Crown Fellow at the Aspen Institute.
Fernando on LinkedIn
Richard King
Chief Technology Officer · Co-Founder
Richard King is Co-Founder and Chief Technology Officer of Vera Money, where he also leads company operations. He oversees Vera's technology, from its banking platform and debit card program to the artificial intelligence (AI) that powers it. Richard built Vera to be privacy-first, making a permanent promise that Vera will never sell or share user data. With more than 30 years of leadership experience, he leads a distributed engineering team across the United States and Uruguay.
Richard on LinkedIn
Jerrold B. Carrington
Head of Legal
Jerrold B. Carrington is Head of Legal at Vera Money. A veteran private equity investor, he has led 31 investments totaling over $1 billion, managed a $750 million portfolio at Travelers/Citicorp, and served on seven private company boards. Previously, he practiced corporate tax law at Sheppard Mullin and Snell & Wilmer and served as Deputy Executive Director of the authority overseeing Chicago's major airports. He holds an MBA from the University of Chicago Booth School of Business, a J.D. from UCLA Law School, and a B.A. cum laude from Connecticut College, where he later served as a trustee.
Jerrold on LinkedIn
David Stickney
Chief Compliance Officer
David Stickney is Chief Compliance Officer at Vera Money and a consumer financial compliance executive with deep experience building and overseeing compliance programs spanning consumer protection, banking operations, and BSA/AML. A former CFPB Senior Commissioned Examiner and former Senior Director at FTI Consulting, he pairs a regulator's perspective with hands-on program design. He holds CRCM, CMCP, and AMP designations and a CFPB Examiner Commission.
David on LinkedIn
Siobhan MacDermott
Chief Privacy and Risk Officer
Siobhan MacDermott is Chief Privacy and Risk Officer at Vera Money and Executive in Residence and Professor of Practice at Arizona State University's Thunderbird School of Global Management. A former Bank of America vice chairman and Co-President of the FS-ARC, she works at the intersection of finance, technology, cybersecurity, and geopolitical risk. She has lived and worked in eight countries, authored five books. She holds a BA from Temple, an MBA from Thunderbird, and an MA from Tufts University's Fletcher School and has multiple cyber and national security fellowships.
Siobhan on LinkedIn
Fernanda Pucheu
Chief Growth Officer
Fern Pucheu is Chief Growth Officer at Vera Money, bringing more than 20 years of experience building global brands, scaling marketing organizations and driving commercial growth across technology, media and entertainment. Previously Chief Marketing Officer of Endeavor Streaming and global marketing leader at Xandr/AT&T, she has also held senior roles at Vox Media, PubMatic, Hearst, Univision and CBS. Her expertise spans brand strategy, go-to-market execution, product marketing and communications, helping companies navigate transformation, enter new markets and accelerate growth.
Fernanda on LinkedIn