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Savings Calculator

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Bank like the 1%.

Banks save the good stuff for their biggest accounts.

Vera gives all of that to everyone.

Claim early access — and get up to $100 with direct deposit.

See how it works →

Earn $25 for each of your first four qualifying direct deposits of $500 or more, up to $100 total. A qualifying direct deposit is an ACH deposit of payroll, pension, or government benefits from your employer or benefits provider — transfers between your own accounts, P2P transfers (e.g., Venmo, Cash App), and check deposits do not qualify. Each $25 is credited after the qualifying deposit posts. One bonus per customer. Offer may be modified or withdrawn at any time.

⚡ Rolling out to existing Vera users first · No spam, ever

AS SEEN IN

Bank like the 1%.

Banks save the good stuff for their biggest accounts.

Vera gives all of that to everyone.

Claim early access — and get up to $100 with direct deposit.

Claim early access — and get up to $100 with direct deposit.

See how it works →

Earn $25 for each of your first four qualifying direct deposits of $500 or more, up to $100 total. A qualifying direct deposit is an ACH deposit of payroll, pension, or government benefits from your employer or benefits provider — transfers between your own accounts, P2P transfers (e.g., Venmo, Cash App), and check deposits do not qualify. Each $25 is credited after the qualifying deposit posts. One bonus per customer. Offer may be modified or withdrawn at any time.

⚡ Rolling out to existing Vera users first · No spam, ever

AS SEEN IN

THE VERA CARD

Pays attention. Pays interest.
No hidden fees.

Pays attention. Pays interest.
No hidden fees.

A card that actually works for you — not for the bank behind it.

FDIC-insured account¹

Bank-grade encryption

Mastercard®

¹Through First Federal Bank of Kansas City, Member FDIC. Vera is a financial technology company, not a bank.

AUTOSAVE

Money moves itself.

Set a rule once. Vera moves the money on schedule — you just watch the goal fill.

✓

Pick amount, cadence, source

✓

Vera runs the transfers automatically

✓

Pause, edit, or kill it anytime

HOW IT WORKS

Three steps. One feeling.

The feeling that someone’s actually watching out for you.

1

Set a goal

2

Set the rule

3

See what’s safe to spend

Name what matters.

The rule goes live.

Goals fill themselves.

Tell Vera what you’re saving for. She opens a dedicated savings account for that goal — so the money isn’t just sitting in checking, it’s growing toward something real.

A separate savings account per goal

Set a target amount and a target date

Turn on Round-Ups to boost it automatically

Pick the amount, the cadence, and the source. Vera moves the money on schedule — or checks in first if you’d rather approve each transfer.

Any amount, any cadence, any day

Moves from Checking to your goal

“Just do it” or “Ask me first” — your call

One number tells you what’s safe to spend right now — bills covered, goals funded, no math. Tap into the breakdown to see exactly where every dollar is headed.

Live “safe to spend” number, updated daily

Where your money’s going: variable, credit cards, savings

Ask Vera anything about the numbers

HOW IT WORKS

Three steps. One feeling.

1

Set goals

Name what matters.

Tell Vera what you’re saving for. She opens a dedicated savings account for that goal — so the money isn’t just sitting in checking.

A separate savings account per goal

Set a target amount and a target date

Turn on Round-Ups to boost it automatically

2

Money moves itself

The rule goes live.

Pick the amount, the cadence, and the source. Vera moves the money on schedule — or checks in first if you’d rather approve each transfer.

Any amount, any cadence, any day

Moves from Checking to your goal

“Just do it” or “Ask me first” — your call

3

See what’s safe to spend

Goals fill themselves.

One number tells you what’s safe to spend right now — bills covered, goals funded, no math. Tap into the breakdown to see where every dollar is headed.

Live “safe to spend” updated daily

Every goal with its own progress bar

Fixed expenses always pre-covered

TRY IT LIVE

What’s been sitting in your checking doing nothing?

What’s been sitting in your checking doing nothing?

We’ll show how much your money could actually be doing — while you’re busy living your life.

Your income (annual)
Avg. monthly leftover$1,500
≈ 21% of your monthly income
Drag the sliders. AutoSave updates in real time.
After
Saving 21% of your $85,000 income
$18,143
total balance — deposits + interest earned
Plain deposits (no interest)$18,000
+ Interest earned (1.01–1.51% APY)+$143
Start at 1.01% APY · jumps to 1.51% once your balance hits $5,000 · COMPOUNDS DAILY
APYs accurate as of July 17, 2026. Rates are variable and may change after the account is opened. 1.51% APY applies to the entire balance once it reaches $5,000. Fees may reduce earnings. Illustration only — assumes consistent monthly deposits at the amounts shown; not a guarantee of future rates or savings outcomes.

Money in your checking account isn’t doing anything for you. Nobody’s watching it. Nobody’s moving it. It’s just sitting there.

Money in your checking account isn’t doing anything for you.


Nobody’s watching it. Nobody’s moving it. It’s just sitting there.

For anyone who’s tired of being one of a million accounts to their bank. Vera actually pays attention — the way banks used to only for the wealthiest.

For anyone who’s tired of being one of a million accounts to their bank. Vera actually pays attention — the way banks used to only for the wealthiest.

NOT ON THE LIST YET?

Earn up to $100

with direct deposit.

Early access rolls out to existing Vera users first, then the waitlist — in the order you join. Drop your email. We’ll handle the rest. Invite a friend, move up the list.

Earn $25 for each of your first four qualifying direct deposits of $500 or more, up to $100 total. A qualifying direct deposit is an ACH deposit of payroll, pension, or government benefits from your employer or benefits provider — transfers between your own accounts, P2P transfers (e.g., Venmo, Cash App), and check deposits do not qualify. Each $25 is credited after the qualifying deposit posts. One bonus per customer. Offer may be modified or withdrawn at any time.

FDIC-insured account¹ · Mastercard® network · 256-bit encrypted

FDIC-insured account¹ ·

Mastercard® network · 256-bit encrypted

¹Through First Federal Bank of Kansas City, Member FDIC. Vera is a financial technology company, not a bank.

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Vera is a financial technology company, not a bank. Vera is not FDIC-insured. Funds may be held for your benefit by First Federal Bank of Kansas City, Member FDIC.

Funds in custodial accounts may be eligible for FDIC insurance coverage on a pass-through basis, subject to certain regulatory requirements and conditions being met (for example, proper recordkeeping and ownership identification). FDIC insurance only protects against the failure of an FDIC-insured bank; it does not protect against losses due to fraud, theft, market events, or Vera’s operations.

FDIC insurance coverage is subject to the standard insurance limits — currently up to $250,000 per depositor, per insured bank, for each account ownership category. Your total coverage depends on your relationship with the bank and the aggregate balances you hold there, including through other accounts you may maintain directly with the same bank.

Vera™ is a Verde™ service. © 2026 by Verde Inc. All rights reserved. Vera never sells or shares your data.


Vera is a digital money companion and trusted guide. Vera provides general financial education and tools to support decision-making. The App does not provide investment, legal, tax, or financial advice, and no information within the App should be interpreted as such. You should consult with a qualified professional before making financial decisions. We use bank-grade AES-256 encryption to secure sensitive data both at rest and in transit.