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How is Vera free?

How is Vera free?

Vera is free today and free forever for the guidance layer. With Vera Banking, we earn revenue through interchange, deposits, and premium services — never by selling your data or charging you subscriptions for the core product. Your financial life gets better, and we get paid when your wealth grows.

Vera Money is a financial technology company, not a bank. Banking services are provided by First Federal Bank of Kansas City, Member FDIC.

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Vera Money is a financial technology company, not a bank. Vera Money is not FDIC-insured. Deposit account funds are insured through First Federal Bank of Kansas City, Member FDIC, on a pass-through basis up to $250,000. Conditions must be met to qualify for this insurance, which only protects against the failure of the bank where the account(s) is held.

Vera Money is a DBA of Verde, Inc. © 2026 by Verde, Inc. All rights reserved. Vera Money never sells or shares your data.


** Vera is a digital money companion and trusted guide. Vera provides general financial education and tools to support decision-making. The App does not provide investment, legal, tax, or financial advice, and no information within the App should be interpreted as such. You should consult with a qualified professional before making financial decisions. We use AES-256 encryption to secure sensitive data both at rest and in transit.

The Vera Money Card is a Debit card issued by First Federal Bank of Kansas City, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.